Retirement Plan Administration & ERISA 3(16) Services

At DCS Retire, we provide comprehensive retirement plan solutions tailored to your business needs. From defined benefit and defined contribution plans to ERISA 3(16) Participant Services, we simplify plan administration, ensuring compliance and efficiency.

Defined Benefit Plan Services

A defined benefit plan is a tax-favored retirement plan designed to provide guaranteed benefits at retirement. We offer a variety of plan options, including traditional defined benefit, cash balance, and post-retirement designs.

DCS Retire

Services Offered

  • Actuarial valuations performed by in-house actuaries
  • Plan design and consulting tailored to your business needs
  • ASC/IAS19/GASB compliance support
  • Asset/Liability Modeling for financial planning
  • ERISA 3(16) Participant Services
  • Initial plan document drafting and amendments
  • Benefit calculations, putting participants into pay status or paying them out
  • Nondiscrimination testing on combo plans
  • Plan terminations both those who have PBGC coverage and those who do not
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Defined Contribution Plan

A defined contribution plan allows employees to save for retirement through 401(k) and/or profit-sharing plans, utilizing pre-tax and/or Roth deferral contributions. Employers may also contribute matching or profit-sharing contributions.

What We Offer

  • Plan administration to keep your plan running smoothly
  • New comparability calculations to optimize employer contributions
  • Nondiscrimination compliance testing to ensure fairness
  • Nonqualified plan services for executive-level benefits
  • Executive compensation plan design for key employees
  • ERISA 3(16) Participant Services

ERISA 3(16) Participant Services

We understand the administrative burden of managing a retirement plan. That’s why we offer ERISA 3(16) Participant Services, acting as a named fiduciary and plan administrator to handle the daily complexities of your plan.

Full Range of Services

  • Review and approval of distributions, QDROs, loans, and hardships
  • Managing distribution payments from paperwork to tax reporting (powered by PenChecks)
  • Handling compliance notices like SPD, SAR, Safe Harbor, Fee Disclosure, and Annual Funding Notice
  • Working with auditors to ensure seamless compliance
  • Signing and filing Form 5500 and PBGC Form 1
  • Executing regulatory plan amendments
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Simplifying Your Retirement

Get in touch with DCS Retire today to simplify your retirement plan administration and ensure compliance with confidence!

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